Comfort Credit

Bryant comes to the rescue with Lower Rates and Six Months with No Payments and No Interest.

Buying a new heating or cooling system is not always a planned purchase. More often than not, your furnace breaks down on the coldest January night, or your air conditioner fails on the hottest August day. Unplanned purchases can put extra strain on you and your family. Bryant comes to the rescue with a credit program designed to take away the anxiety and the worry. We want you to be as comfortable financing your new heating or cooling system as you are in your home.

Our new Comfort Credit Program offers lower interest rates ‹ lower than average Visa®, MasterCard®, Discover® Card or any other HVAC program ‹ plus the flexibility of special no payment and no interest promotions.

For example, with our Six Month No Payment No Interest Promotion, you pay nothing for six months. Whether you choose to pay the balance off in full, or to make monthly payments thereafter, no interest begins to accrue until after the six month promotion period is over.

Affordable Monthly Payments

If you choose the monthly payment plan, interest will begin to accrue on your average daily balance. Your minimum monthly payment will be $20 or 2% of your balance, whichever is greater. Of course, you can always choose to pay more. You're in control ‹ make the payment that is most comfortable for your family's budget.

Comfort Credit Advantages

Lower interest rates

Bryant Comfort Credit is the smart way to purchase your new Bryant heating or cooling system. Your rate with the Bryant Comfort Credit Program is lower than average Visa, MasterCard or Discover Card rates.

Affordable monthly payments

Pay just $20 or 2% of your balance, whichever is greater. On a $2,500 balance, your payment is as little as $50 per month.

No down payment required

Bryant Comfort Credit offers an open line of credit, so there is no down payment necessary and there are no up front costs.

Energy savings on your utility bills

Bryant heating and cooling equipment is more efficient, so you can save on your monthly utility bills. The monthly payments you make on your new Bryant heating or cooling equipment may be offset by the savings you'll enjoy on your utility bills.

Convenient open line of credit for future home comfort needs When you open a Bryant Comfort Credit Account, you receive your own Comfort Credit Card. Use your new Comfort Credit Card for:

Maintenance

Inspections

Parts and Accessories

Humidifiers

Thermostats

Electronic Air Cleaners

Extended Warranties

Applying is Easy!

You can apply for a Bryant Comfort Credit Card in just minutes. Simply provide a minimal amount of information and within 15 minutes or less, you'll have a credit decision.

Comfort Credit From Someone You Trust

All across the country, Bryant has helped keep families like yours comfortable since 1904. Bryant and Bryant Dealers have a long-standing commitment to our customers. Comfort Credit is just one of the ways we deliver that commitment ‹ because we believe you should be as comfortable with your payments as you are in your home.

Whatever your home comfort needs, we have a solution. Whether it is heating, cooling or air quality, we offer topnotch products and services to meet those needs. If you would like more information about how we can make you more comfortable, just call "Bryant to the rescue."

To apply for credit with All Temp is easy and simple. Our financing department uses G.E. Capital and American General Finance, Inc. You are welcome to apply for credit by downloading the attached PDF file for an application. Fax your application at (773) 481-2112. If you prefer to send in your application, our mailing address is All Temp Chicagoland Heating & Air Conditioning, Inc. at 4363 West Montrose Ave., Chicago IL 60641, or call us at 1-800-ALL-TEMP for more information.

Monthly Payments Your minimum monthly payment will be $20 or 2% of your outstanding balance, whichever is greater. Minimum Monthly Payment Estimator The Annual Percentage Rate (APR) is 17.90% as of January 1, 1998. The APR is based on the highest Prime Rate published in the "Money Rates" section of The Wall Street Journal on the last business day of the month, plus a margin of 9.40%. The APR is adjusted on the first day of the billing cycle following the rate change. Finance Charges accrue from the date of purchase. You have a 25 day grace period from the Statement Closing Date for that cycle to pay the New Balance in full before a Finance Charge is imposed attributable to that New Balance. The minimum Finance Charge is $.50 (on purchases in any billing cycle that a Finance Charge is due). The balance computation method is Average Daily Balance (including new purchases). The Late Fee and Over Limit Fee on a Bryant Comfort Credit Account is $20. This information is accurate as of May 1, 1997 and is subject to change. Please write to Green Tree Retail Services Bank, Inc. at P.O. Box 6150, Rapid City, South Dakota 57709, to find out what may have changed.

The Bryant Comfort Credit Financing plan is currently not available in Canada. Please contact your local Canadian Bryant Representative for specific financing options.

EMail our Financing Department for more information: Financing@alltemp.com